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Jul 12, 2011: Trash cans are a part and parcel of every household. So are trash can liners. It might pay to pause for a moment and reflect on our annual expenditure on trash bags.

Usually we need trash bags of three different sizes - for our kitchen, bathrooms and bedrooms. A roll of trash bags containing 30 replacements often lasts us three months. Since we purchase three rolls of different

Jul 04, 2011: We wish you all a happy independence day. 235 years have gone by since July 3rd, 1776 when we adopted the Declaration of Independence and broke the shackles from the Kingdom of Great Britain. This is a special day since it commemorates the birth of a great free nation "The United States of America."

Independence is dear to most of us. This site was started to maintain a log of our

Jun 28, 2011: The big debate these days is whether home ownership is still everything it's cracked up to be. Yes, we still get a tax deduction on the amount of interest we pay, but the building of equity is no longer a given with a home mortgage.

There are many areas around the United States with falling home prices, causing some people to be upside-down on their loans and leaving them unable to

Jun 21, 2011: We wish you a wonderful summer ahead. Officially summer begins today and ends on September 22nd. Summer has sweet memories for most of us. As school children, summer was a time we looked forward to. We all know the best part, "no school!" Summer vacations involved travel to distant new places. We loved to travel though it was hot. It was a fantastic way to see new things and be

Jun 19, 2011: Our heartiest best wishes to all fathers on this special day. We are indebted to our dads* for taking such good care of us. At an early age they laid the foundation of a strong character by leading from the front with integrity. That played a major role in shaping our character and personality based on solid values and principles.

We learnt about wise money management and frugality

Jun 14, 2011: Every summer as the heat steps up so does our utility bill. This year we are planning ahead on cutting back our energy consumption for the summer. It will do good to our environment and help us pocket a nice saving as well. After all, it makes sense to invest our hard earned dollars rather than giving them away to utility companies. Each dollar saved can help us go a long way if a

Jun 07, 2011: Astounding Fact - It may seem unbelievable but the state in which we reside has made provisions for the distribution of our assets in the event we have not exercised our privilege of getting our own will drawn.

Why do I need a Will?

Failure to make a will can result in a legacy of heart break, family dissension, injustice and a substantial reduction of our assets because of