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This week a casual incident taught us a few things about frugal living. While shopping for groceries we bumped into an old friend from high school. We were close friends but had lost touch since we graduated. There was so much to catch up with but a grocery store seemed the last place in the world for doing so. Spontaneously we invited him to have dinner with us. He graciously accepted and

Today we found this amazing commercial from Evian featuring babies on roller skates. It's hilarious yet conveys a subtle message about the product. The technology used to simulate motion of babies with music is mind boggling. The song is "Rapper's Delight" by Dan The Automator.


Let us know whether you liked it or not. Create a wonderful weekend ahead :).

Feb 08, 2012: A common notion is that if we work hard at our jobs, save diligently and then invest our hard earned money in a well diversified portfolio which promises an average return of at least 8% on the long run, our financial future would be safe and secure. There are many real life stories that have proven the viability of this concept. But the current economic downturn does not guarantee

Jan 24, 2012: We like to collect freebies. Over the years this liking has developed into a creative hobby which has a tidy annual payoff worth hundreds of dollars in savings. But this habit involves investment of time and energy. Too bad that it's not free. We guess somewhere we've got to pay in some sort of currency for what we get in life! In short, nothing in the universe is really free.

Jan 19, 2011: Vanguard's chairman and CEO Jack Brennan has nearly three decades of valuable experience in investing at this great firm. He has observed that successful long term investors share some common traits. Here is our spin to his observations.
Plan Ahead: Successful retirees planned well ahead of time to meet their retirement's financial needs and they walked the talk triumphantly. This

Ever tempted to just stop paying your credit card bills? I mean, what's the worst that could really happen? Here is an infographic to explain how your creditors might retaliate if you stop sending them money each month. (Hint: the pipes get rustier and the rats get uglier the further down you go.) Don't let this happen to you!
SpendOnLife.com has designed a wonderful graphic poster titled "Don't

Dec 31, 2011: As 2011 goes out the door into the archives of the past, we welcome 2012 with a picture essay of our goals focused on having fun, learning, loving and more .........

2011 is going to finish - Go Baby Go - You're nearly there!

Oops! Now we need to face 2012.

Boy! There may be risks involved.

We may face roadblocks.

It always pays to stay alert.

Who has seen tomorrow! Today

Dec 27, 2011: Harbin, the freezing capital city of Heilongjiang province in north China and located on the edge of Siberia has built the world's largest Santa Claus ice sculpture. This sculpture was the star attraction of the ice festival which was expected to attract an estimated 800,000 tourists, 90 per cent of them Chinese. The enormous Santa with a flowing beard and hat is 160 meters long and

Dec 22, 2011: Soon it'd be time to cheerfully bid adieu to 2011 and welcome 2012 with renewed hopes and enthusiasm. Perhaps now is the moment to re-evaluate our strategies, risk taking capacities and garner a fresh perspective on how to invest in 2012. In short, we need to re-prioritize our goals to keep our investing strategies on track.

2011 was a great year of sharing our thoughts with you.

We can now shop at the Bank of America Mall and save with special offers and discounts from hundreds of leading retailers. It's absolutely FREE for BOA customers.We'll enjoy easy online shopping and receive discounts of up to 20% from leading retailers like Target, BestBuy, Macys, PETCO, OfficeDepot and many more.

To get started, we must have either a Bank of America checking account with a

Dec 06, 2011: We had set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James*. They are a lovely couple and it's always a pleasure to spend time with them :).

Our Uncle James is a very serious person with a solid character rooted in good values and habits. On the other hand Aunt Jane is an extremely jovial, a happy go lucky motherly lady who always showers

Dec 01, 2011: Today we went to a Walgreen's store to return some gifts that we felt were not going to be useful for this Christmas. While waiting in the line for returns we over heard a conversation amongst two middle aged ladies standing right ahead of us.

One of the them was sharing an inspiring story about how she had saved around $40 on her medication by clipping coupons and shopping for

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Nov 29, 2011: Last weekend we were wondering how many Americans live without bank accounts. Our first thought was not many. Curious to know the facts we started researching on the web. We were stunned to find that 17 million Americans have no bank accounts! And 18% of the rest of the population that do have bank accounts use non-traditional banking

Nov 22, 2011:Unless we’re already embarrassingly wealthy as we read this, it stands to reason that we know it’s going to take some doing on our part to retire at the level of comfort which we envision. Gone (for the most part) are the days that saw our parents and grandparents work at a single company for thirty or forty years and retire with a nice, cushy pension. They didn’t need to worry

Nov 17, 2011: Let us look ahead into the future when we are about to retire. All these years we have toiled hard, made sacrifices and invested diligently to make our nest egg grow. Now it is time to enjoy a new dimension of life. Relaxation! How much should we draw out of our nest egg so that it lasts through our entire retirement?

We are well aware that the stock market is too risky when there

Jan 17, 2012: The cost of energy is rising everyday. Whether it be electricity, gas, water or sewage, our utility bills are becoming higher with each passing month. Consequently most of us are looking for ways to trim our energy expenses and boost our savings. The cost of heating our houses in winter is always a major concern.

The U.S. Department of Energy estimates that a typical U.S. family

Note: Please do not be misguided by this post's url date i.e. Sep 2007. We've published Sep 2011's rankings at the same url to keep it fresh with the latest rankings. Makes bookmarking easy :).
Updated on Oct 18, 2011: Welcome back to our rankings of personal finance (pf) blogs for Sep 2011 based on traffic data of Aug 2011. It requires a lot of hard and smart work to figure among the best

Oct 04, 2011: If someone told us that monkeys could serve as butlers or waiters, it'd be hard to believe it. A natural response might be "You've got to be kidding right?"

Well not anymore. Monkeys as waiters and butlers has become a reality in Japan!

Two simians named Yatchan and Fukuchan serve customers hot towels and drinks in The Kayabukiya tavern north of Tokyo. And we do have to tip them,

Sep 22, 2011: Many of us have multiple investment accounts in numerous brokerage firms. We know we all love our brokers. Now here is a nightmarish question: What to do if the brokerage firm holding our cash or securities goes bankrupt or loses its records?"

It is a real world out there and things happen. However, in this case there are some rays of hope. Sleep well dear friends as long as your

Sep 14, 2011: Unemployment has been a rising concern since the US economy went into recession. At present, our president is trying to boost employment by providing tax cuts and tax credits to encourage businesses to hire.

In most reports concerning the US economy, the unemployment rate is frequently mentioned. But many are at a loss for understanding what this number really means. Let's take a