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[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).]
In our college days there were hardly any credit cards that offered cash back rewards. To get an unsecured credit card which was by itself a big deal. But Citi has eased it for present day college students with mtvU Platinum Select Visa. It offers 5% cash back for purchases which students make every day at

[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).]Cash is king when its not a debt but has been accumulated as a result of our savings. And like convenience checks, cash advances from our credit card accounts is a terrible mistake. We should avoid it at all costs.What is sneaky about cash advances?The rate for cash advances is much higher than the APRs

[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).]Famous for its CEO giving out his Social Security Number in advertising and national press, LifeLock is the only Identity Theft Prevention Solution backed by a one-million dollar guarantee. This program has received a five-star rating in the industry of Identity Theft. Also, LifeLock was the only Identity

Citi is offering a cool 20,000 bonus points (equivalent to $200) as a sign-up bonus for Premier Pass Elite Master card. However the bonus comes after $600 in purchases within 3 months. There is a $75 annual fee with this card. If we deduct that from the sign-up bonus, this deal is still worth $125.

Another attractive feature of this card is that we earn 1 bonus point for every mile we fly. Note

[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).] To boost their profits, credit card companies often lure their clients by sending lucrative offers with lower minimum payments on debts. The lowered minimum payments can be as low as 2% of our owed balance.What is sneaky about lowering minimum payments?Stay away from this gimmick at all costs. Else we might

[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).]July 7, 2008: The sub-prime mortgage fiasco and its effect on our investments prompted us to reconsider our portfolio's risk tolerance capability. It also reminded us that the threat of losing our money due to some bad investment decisions on our part, is not the only risk. Admittedly it is the most important

Back in good ol' days (?) when we were college students we started off with prepaid secure credit cards. After we had established a credit history we got a regular card. Sadly most of them did not have any associated rewards or cash back programs. But thanks to Citibank, present day college students can now earn a healthy cash back on their purchases and also reap rewards for the miles they