How to Save Money This Year?

[This post is written and copyrighted by FIRE Finance (http://firefinance.blogspot.com).]This year is a particularly tough one in perspective of the massive job losses and a shrinking U.S. economy. We are feeling the pinch since we got laid off. An immense aid for our survival has been the presence of an emergency fund. In fact we feel that it is one of the most important practical personal